National Association of Massage Therapists

NAMT A+ Rated Total Coverage
We’re committed to bringing massage therapists the best value insurance in the industry.  We offer a fast, reliable, and cost-effective solution to getting a comprehensive insurance plan.

Inclusive Coverage
Covers massage and approved modalities in all 50 U.S. states and the District of Columbia.

Next-Day Coverage
Coverage starts the day after you join or up to 90 days in the future. Sign up online and your Certificate of Insurance (as evidence to others that you are insured) will be sent via email within a few minutes after the transaction is complete.

Extensive Coverage
Our plan covers you in all 50 U.S. states and the District of Columbia. It also covers you in any location you practice, whether it’s in your office, a clinic, a client's home, a massage center, spa, resort, convention, corporate office, airport, or retirement center. If your practice moves to another location or even to another state, your policy moves with you.

Quality Coverage
The policy is from an A.M. Best A+ (excellent) rated insurance company. Any claims are processed quickly and efficiently. There are no deductibles.

Occurrence Form Coverage
You are covered for any incident that occurs during your policy period, even if the policy period has expired and if the State's Statue of Limitations has not expired. This is far better coverage than policies that only protect you if your policy has not lapsed. 

Comprehensive Coverage
If you are named in a lawsuit, an experienced attorney will represent you if needed. Whatever the outcome, this policy pays for legal fees, court costs, and any judgments involving claims or allegations in the following areas:

Professional Liability
Insurance

Covers claims made against you for injuries due to
neglience, misconduct, or lack of standard
professional skill 

$1M per occurence  
$3M individual annual aggregate
Premises Liability
Insurance (trip and fall)
Covers claims made against you for any injuries that occur
at your place of work, such as slipping on the floor or 
tripping over a cord.
$1M per occurence  
$3M individual annual aggregate
Fire Damage Insurance Covers damage occurred to the space you rent $100,000
Product Liability
Insurance
Covers claims made against you for damage or injury
resulting from a product you use on clients, such as massage oil
$1M per occurence   

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